Changes to our mortgage products

With effect from Thursday 1 September 2022 we are changing our Residential Standard Variable Rate from 4.54% to 5.04%.

Any customers who are currently on our Residential Standard Variable Rate will be notified of changes to their payments in writing.

There are no changes to our Buy to Let Standard Variable Rate at this time.

We will also be making the following changes to the rest of our range:

Summary of changes

Residential Existing Customer Switching Range

2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

Residential Existing Customer Borrowing More Range

2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

Residential First Time Buyer Range

2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

Residential Remortgage Range

2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

Residential Home Mover Range

2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased

UK Buy to Let Existing Customer Switching Range

UK Buy to Let Existing Customer Borrowing More Range

UK Buy to Let Purchase Range

UK Buy to Let Remortgage Range

International Residential Range

We have removed from sale our Two Year Fixed Standard products within our UK Buy to Let Purchase and Remortgage ranges until further notice.

There are no changes to any of our other interest rates or to fixed rate end dates.

An updated mortgage rate sheet will be published on Thursday 1 September to reflect these changes.

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