Changes to our mortgage products
With effect from Wednesday 14 September 2022 we will be making the following changes to our range
Summary of changes
Residential Existing Customer Switching Range
- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
- 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
Residential Existing Customer Borrowing More Range
- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 3 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 3 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
Residential First Time Buyer Range
- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
Residential Remortgage Range
- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 80% and 85% LTV have increased
- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
Residential Home Mover Range
- 2 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
- 2 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 70%, 75%, 80%, 85%, 90% and 95% LTV have increased
- 5 Year Fixed Standard at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
- 5 Year Fixed Premier Exclusive at 60%, 70%, 75%, 80%, 85% and 90% LTV have increased
UK Buy to Let Existing Customer Switching Range
- 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
UK Buy to Let Existing Customer Borrowing More Range
- 2 Year Fixed Standard at 60%, 65% and 75% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
UK Buy to Let Purchase Range
- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
- 5 Year Fixed Standard at 60%, 65% and 75% LTV have increased
UK Buy to Let Remortgage Range
- 5 Year Fixed Fee Saver at 60%, 65% and 75% LTV have increased
- 5 Year Fixed Standard at 65% and 75% LTV have increased
International Residential Range
- 2 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
- 2 Year Fixed Standard at 60%, 70% and 75% LTV have increased
- 5 Year Fixed Fee Saver at 60%, 70% and 75% LTV have increased
- 5 Year Fixed Standard at 60%, 70% and 75% LTV have increased
- 5 Year Fixed Premier Exclusive at 60%, 70% and 75% LTV have increased
We have reintroduced our Two Year Fixed Standard products within our UK BTL Purchase and Remortgage ranges at all LTV’s.
All of our fixed rate end dates will be extended as below:
- 2 year fixed rates – 31 March 2025
- 3 year fixed rates – 31 March 2026
- 5 year fixed rates – 31 March 2028
There are no changes to any of our other interest rates.
An updated mortgage rate sheet will be published on Wednesday 14 September to reflect these changes.